FAQs
What are the monthly costs?
Just what fits your budget. Your monthly costs depends on the products you choose. Once you qualify with a quick application, you'll know your total credit limit and APR— which will be either 0% or 9.99%. Plus, you can also add AppleCare+, available at 0% APR for anyone who qualifies for financing from PayPlan by RBC. You can even finance accessories over a 12-month period. Your final monthly price will be calculated at checkout depending on what's in your cart— no hidden fees, extra costs or surprises.
Do I get the latest products?
Definitely. All the latest products are available as soon as they hit the market. In fact, that's the best thing about the Staples FlexPlan, you can return your product to upgrade it. After 24 months** for iPhone and Apple Watch, and after 36 months** for iPad and Mac you can choose to return your device to pay off your loan and/or upgrade to a new device, or keep your device and pay off the remaining balance. You can also choose older gen models. No matter which product you choose, they'll always be new and in their original packaging.
How long does the term last?
It all depends on the product. After 24 months** for iPhone and Apple Watch, and after 36 months** for iPad and Mac you can choose to return your device to pay off your loan and/or upgrade to a new device, or keep your device and pay off the remaining balance.With the Staples FlexPlan, you can also finance accessories over a 12-month period.