Staples Business Account

Apply for a business account that makes it easier to track payments while earning 4%1 back in rewards or enjoying flexible financing options.

Apply for Staples Business Account

Eligibility

For sole proprietors and small to mid-sized businesses. No established business credit check required (apply with personal credit).

Apply within minutes◊. If approved, you could get credit instantly for your Staples purchase.


Account perks and features

Earn 4%1 back

  • Earn a 4% Staples voucher every calendar quarter based on non-financed eligible purchases. Vouchers are deployed approximately 60 days after the end of the quarter

  • Your Staples Business Voucher is valid for 90 days from date of receipt and redeemable online or in store at Staples

Flexible payment terms2,3

  • Choose to split or defer your purchase (No interest is payable if promotional terms are met. Interest charges may incur if promotional terms are not met; interest accrual is plan specific.)

  • Available terms: 60 days, 2 months, 3 months, 6 months or 12 months

  • Pay in full or carry a balance

  • No annual fee (for residents outside of Quebec)

  • Dedicated credit limit

Purchase tracking

  • Itemized, detailed billing

  • Purchase order tracking for purchases made online and in store

Spend controls

  • Up to 10 authorized users

  • Assign administrative capabilities (including spending limits) via self-serve online portal

Applicable fees

For residents of Canada outside of Quebec:

  • 2-month and 3-month plans: $0 administration fee
  • 6-month plan: $29.99 administration fee
  • 12-month plan: $59.99 administration fee
  • No annual fees

For residents of Quebec, the annual fee is $39.99 with no admin fees.

How to use the Staples Business Account

1. Shop

Start shopping online or in store with your Staples Business Card.

2. Earn 4%1 back or finance purchases

Get 4% back in rewards1 on your regular credit purchases OR choose from flexible financing options2,3.

3. Track and control purchases

Using a self-serve online portal:

  • Access itemized, detailed billing
  • Easily view and print invoices
  • Authorize up to 10 users to make purchases

Apply for a Staples Business Account

Earn 4%*1 back or take up to 12 months to pay.

Apply for Staples Business Account

Own a mid-sized or large business?

Apply for an account that helps you finance, track and pay for purchases more easily.

Save up to 7% as a Preferred Business Member.

Save 3%* instantly when you shop online or in store at any Staples location. Plus, get an additional 4%** back with the Staples Business Account.

Have questions? Visit our Help Centre.



Terms and conditions

1. The Staples Business Account Bonus Voucher (Voucher) is equal to 4% of the total regular credit purchases (not including promotional financing plans) at Staples made on your Staples Business Account between the first and last day of the applicable calendar quarter less returns, refunds, and adjustments. Voucher will be issued approximately 60 days following the last day of the applicable calendar quarter; valid email address and marketing opt-in required. Voucher may only be redeemed at participating Staples locations and online at www.staples.ca within 90 days of the date of issue for new product purchases on your Staples Business Account and cannot be used towards payment of your Staples Business Account. No cash value. Only one Voucher per customer. Non-transferable. This program may be modified, suspended or cancelled at any time without notice and without restriction or penalty. You agree to release and hold Flexiti Financial Inc., Staples, and each of their respective officers, directors, agents and employees, successors, and assigns, harmless against any loss, damage, liability, attorney fees, consequential and punitive damages arising out of or in any way connected with this program.

2,3. Business Account: O.A.C. Subject to terms of the Flexiti cardholder agreement. Minimum purchase of $299.99 excluding taxes required for 6- and 12-month promotional plans. Promotional period may be 60 days, 2 months, 90 days. 3 months, 6 months, or 12 months and will be disclosed prior to the completion of the transaction. Promotional plans and available interest rates vary based on applicant’s creditworthiness at time of application. Initial cardholder agreement annual interest rate (Account AIR) is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application.

Deferred payment - interest accrues, no payments. No payments are due on purchases made under this promotion until the promotion’s expiry date. No interest is payable during the promotional period, however, interest at the Account AIR applicable to regular credit purchases accrues from the transaction posting date and the accrued interest will be charged to your account if the promotional balance is not paid in full by the promotion’s expiry date and any outstanding balance which was subject to the promotion will be treated as a regular credit purchase.

Equal monthly payments - no interest. No interest is payable for the duration of the promotional term on the balance subject to the promotion. The balance subject to the promotion is to be paid in equal monthly payments comprising principal and promotional interest, any applicable fees, and optional payment protection insurance premiums and taxes, if applicable, for the duration of the promotional term.

If any required payment is missed, all promotional offers on the account may be cancelled and upon cancellation, interest will be calculated at the Account AIR. Any balance at the end of the promotional period bears interest at the Account AIR. Current Account AIRs are 31.99% - 34.99%. Administrative fees may apply (not applicable for Quebec residents) depending on the merchant and will be financed with purchase; fee amounts are based on purchase amount and promotional plan term length and are payable in full if the promotion is paid off early. Admin fee of $29.99 applies for 6 month plans and $59.99 applies for 12 month plans and will be financed with purchase and is payable in full if the promo is paid off early (not applicable for Quebec residents). Annual fee $39.99 applies for residents of Quebec. Deferred payment plans with “no payments” are not available for Quebec residents. Notifications on changes to promotions and terms will be provided as required by law.

◊ Instant financing is conditional upon ID and valid email address required. Applications may be subject to a secondary, manual review.

Promotional plans are conditional upon meeting identification and verification requirements and subject to having credit approval and a valid email address. Gift Cards, Pre-Paid Cards and Postage Stamps cannot be financed.

Notifications on changes to promotions and terms will be provided as required by legislation.

Financing arranged by Flexiti Financial Inc. B.C. License #83660. Flexiti, Flexiti Network, and the Flexiti design are trademarks of Flexiti Financial Inc.